Joint or fractional ownership enables a small group of people to get together and buy a valuable asset such as property, boat, mobile home or aircraft. Usually there are between two and twelve partners: three, four, five and six partners are most common.

The advantages are obvious: great value for money, better for the environment, shared responsibility, and the enjoyment of being part of a group of people that loves the boats, car, villa as much as you do. What bothers people most is the fear of falling out with your partners. This usually happens when one sharer wants to do something different to the others, and it is exacerbated, if they actually go ahead and do this.